Want to get ahead and protect your lifestyle?
SD Life Insurance and Wealth Advice understand that at different points in your life your priorities change, but you still want to build wealth. Perhaps you are on a reasonable income and you want advice on ways in which to grow and protect your money. As professional financial advisers, we can help.
We will consider the financial security of your loved ones, while you continue to grow your investment and super assets. It is possible to continue on a financial journey even with an active lifestyle or the expense of a young family.
Meet Andrew and Hannah…
Andrew and Hannah are a young, married couple with no children. They both have good jobs but earn a modest income. Their only major debts are their mortgage and a personal loan for their car.
They have never considered seeing a financial adviser as they figure they don’t have a pool of money to invest and retirement is a long way off so there is no point paying an adviser if they don’t have much to work with. This is a sentiment many young Australian’s may relate to.
Last year, Andrew turned 33 and was offered a new job. The new role came with a substantial pay rise. He knew his employer would be contributing 11.5% of his salary into a superannuation fund for the next thirty odd years, so he started to wonder if his current super fund was the right one for him. But without expert advice he was not confident to make any changes.
Luckily, his new workplace offered a free consultation with SD Life Insurance and Wealth Advice as part of an employee benefits program we have established so Andrew made an appointment to discuss different super fund options.
He was pleasantly surprised with the amount of information he received. During the initial consultation, SD Life Insurance and Wealth Advice highlighted areas where he wasn’t getting the most out of his finances– he had a lot of inefficient debt, and was paying more tax than necessary. He needed to rethink his overall financial approach not just what to do with his superannuation savings.
One of the areas SD Life Insurance and Wealth Advice emphasised was his lack of personal insurance cover. Andrew was reluctant to pay out money for life insurance and trauma cover as he thought he and Hannah were both young and healthy and were trying to save so they could start a family. They didn’t see the need and couldn’t afford it.
Andrew and Hannah were pleasantly surprised by their experience with SD Life Insurance and Wealth Advice. They felt confident they were more knowledgeable and in a better position financially, they felt safe in knowing that they had financial backing to support them during this stressful time, and they had the support of SD Life Insurance and Wealth Advice to help process their claim and hold their hand – and the insurance cover was well worth it.
If you are starting out in life there are things you can do to grow your wealth and protect your lifestyle. A simple conversation with SD Life Insurance and Wealth Advice might be all you need to do to get ahead.
